Business / Transaction Management
See every payment. Understand every status.
First Digital Pay Transaction Management is designed to give businesses a clear operational view of payment activity from initiation through processing and settlement.
Find the transaction, understand its status and follow the records connected to it.
Transactions
- PAY-2026-0812USD 3,480.00INV-2026-0512 · Updated 2026-09-28 09:41Settlement: Not startedProcessing
- PAY-2026-0809USD 12,400.00INV-2026-0507 · Updated 2026-09-27 16:05Settlement: Not startedPayment received
- PAY-2026-0804USD 860.00ORD-7713 · Updated 2026-09-27 08:12Settlement: On holdReview
- PAY-2026-0798USD 5,200.00INV-2026-0498 · Updated 2026-09-26 10:00Settlement: SettlementCompleted
Illustrative example
Your payment activity in one operational view.
Each transaction carries its reference, amount, payment status and settlement status, so your team can see where it stands.
Payment activity
| Transaction | Business reference | Amount (USD) | Payment status | Settlement status | Created | Updated | Action |
|---|---|---|---|---|---|---|---|
| PAY-2026-0812 | INV-2026-0512 | 3,480.00 | Processing | Not started | 2026-09-28 09:14 | 2026-09-28 09:41 | View |
| PAY-2026-0809 | INV-2026-0507 | 12,400.00 | Payment received | Not started | 2026-09-27 16:02 | 2026-09-27 16:05 | View |
| PAY-2026-0804 | ORD-7713 | 860.00 | Review | On hold | 2026-09-26 11:30 | 2026-09-27 08:12 | View |
| PAY-2026-0798 | INV-2026-0498 | 5,200.00 | Completed | Settlement | 2026-09-24 14:48 | 2026-09-26 10:00 | View |
| PAY-2026-0791 | INV-2026-0490 | 9,400.00 | Completed | Completed | 2026-09-22 10:05 | 2026-09-24 17:20 | View |
| PAY-2026-0786 | RET-SEP-02 | 1,150.00 | Completed | Completed | 2026-09-20 13:22 | 2026-09-23 09:31 | View |
Showing 6 of 6 illustrative transactions
- PAY-2026-0812USD 3,480.00
INV-2026-0512
- Payment
- Processing
- Settlement
- Not started
- Created
- 2026-09-28 09:14
- Updated
- 2026-09-28 09:41
- PAY-2026-0809USD 12,400.00
INV-2026-0507
- Payment
- Payment received
- Settlement
- Not started
- Created
- 2026-09-27 16:02
- Updated
- 2026-09-27 16:05
- PAY-2026-0804USD 860.00
ORD-7713
- Payment
- Review
- Settlement
- On hold
- Created
- 2026-09-26 11:30
- Updated
- 2026-09-27 08:12
- PAY-2026-0798USD 5,200.00
INV-2026-0498
- Payment
- Completed
- Settlement
- Settlement
- Created
- 2026-09-24 14:48
- Updated
- 2026-09-26 10:00
- PAY-2026-0791USD 9,400.00
INV-2026-0490
- Payment
- Completed
- Settlement
- Completed
- Created
- 2026-09-22 10:05
- Updated
- 2026-09-24 17:20
- PAY-2026-0786USD 1,150.00
RET-SEP-02
- Payment
- Completed
- Settlement
- Completed
- Created
- 2026-09-20 13:22
- Updated
- 2026-09-23 09:31
Illustrative transaction states. Not finalized production terminology.
Find the transaction you need.
Narrow payment activity by reference, payment status, settlement status and date. The example shows the intended approach; available filters depend on the product release.
Filter transactions
Illustrative example
One transaction. One connected record.
Open a transaction to see its details and where it is in its lifecycle.
Transaction PAY-2026-0812
Processing- Amount
- USD 3,480.00
- Business reference
- INV-2026-0512
- Payment reference
- PAY-2026-0812
- Created
- 2026-09-28 09:14
- Last updated
- 2026-09-28 09:41
- Payment configuration
- As enabled for this merchant
- Settlement status
- Not started
- Settlement reference
- Assigned where applicable
Lifecycle
Payment request created
2026-09-28 09:14
Payment detected
2026-09-28 09:22
Required controls
2026-09-28 09:30
Processing
2026-09-28 09:41
Settlement
Not started
Reconciliation
Not started
Illustrative lifecycle. Actual steps depend upon product and configuration.
Follow the transaction beyond the payment.
Each record connects to the next, from the original business reference to reconciliation.
Business reference
INV-2026-0512
Payment reference
PAY-2026-0812
Processing record
PRC-2026-0812
Settlement reference
STL-2026-0151
Reconciliation record
REC-2026-0151
Illustrative example. Selected record: payment reference.
Know when something needs attention.
Some transactions may require additional review, information or operational action depending upon the applicable workflow.
- Review
Review required
The transaction is held while the applicable workflow is completed.
- Review
Additional information
Further information may be requested before the transaction can continue.
- Processing
Processing
The transaction is moving through its normal processing steps.
- Completed
No action required
Nothing is needed from your team at this stage.
Payment status and settlement status are not the same thing.
A payment has its own processing status. The associated settlement follows a related but distinct operational lifecycle, so a completed payment may still be preparing for settlement.
Payment
- Received
- Processing
- Completed
Settlement
- Preparing
- Settlement
- Recorded
Illustrative terminology
Built for the people operating the business.
Finance
Understand payment and settlement records.
Operations
Follow transaction status and exceptions.
Developers
Connect transaction events to business systems where supported.
Management
Maintain visibility into payment operations.
From individual transactions to business reporting.
Transaction Management helps explain what happened to an individual payment. Reporting & Reconciliation is designed to help businesses understand those transactions collectively.
Bring payment activity into view.
Tell us how your business manages payment operations today and what visibility your team needs.
Availability varies by product, jurisdiction, configuration and eligibility.