First Digital Pay™

Business / Digital Asset Payments

Accept digital assets. Settle for business.

First Digital Pay provides eligible businesses with payment infrastructure designed to accept supported digital asset payments while maintaining a commercially familiar settlement experience.

The focus is payment utility, not trading or speculation.

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Payment received

Merchant
Northfield Supply Co.
Payment reference
INV-2026-0781
Amount
USD 12,400.00
Payment status
Received
Required controls
In review
Settlement status
Pending

Illustrative example

From digital asset payment to business settlement.

How a single eligible payment moves from the payer to the merchant's settlement.

  1. 01

    Customer / Payer

    Chooses to pay with an eligible digital asset.

  2. 02

    Digital Asset Payment

    Payment is initiated against a commercial request.

  3. 03

    First Digital Pay Processing

    Detected and associated with the payment reference.

  4. 04

    Required Controls

    Applicable checks performed before progressing.

  5. 05

    Conversion / Settlement Infrastructure

    Handled according to the applicable arrangement.

  6. 06

    Fiat Settlement

    Prepared per the merchant's approved configuration.

  7. 07

    Merchant

    Receives business settlement per its approved configuration.

    Settlement received

Conceptual flow. Specific infrastructure depends on the applicable arrangement.

Payment processing without building your business around crypto custody.

First Digital Pay's intended model is non-custodial payment processing. FDP facilitates the payment and settlement workflow rather than positioning itself as a customer deposit institution, cryptocurrency exchange or speculative asset platform.

  1. 01

    The payer initiates an eligible digital asset payment.

  2. 02

    The transaction is detected and associated with the commercial payment request.

  3. 03

    Applicable processing and required controls are performed through the relevant infrastructure.

  4. 04

    Conversion and settlement are handled according to the applicable arrangement.

  5. 05

    The merchant receives settlement according to its approved configuration.

A payment experience built around the merchant.

Payment Reference
Connect the incoming payment to the underlying commercial transaction.
Transaction Visibility
Follow the operational status of the payment.
Settlement Visibility
Understand when the payment progresses toward merchant settlement.
Business Records
Maintain transaction information designed to support reconciliation and reporting.

Payments, not speculation.

Not a trading interface
No market charts or speculative trading experience.
Not an investment product
The commercial proposition is payment processing.
Not a consumer crypto wallet
FDP is designed around business payment workflows.
Not presented as a deposit account
Digital asset payment functionality should not be described as customer deposit-taking.

Controls are part of the payment journey.

Digital asset payment workflows may require business verification, transaction review, eligibility checks, transaction controls and other requirements depending on the applicable arrangement. Payments progress only once applicable requirements are satisfied.

  • Business verificationAs applicable
  • Transaction reviewAs applicable
  • Eligibility checksAs applicable
  • Transaction controlsAs applicable
  • Arrangement-specific requirementsAs applicable

Designed around business settlement.

The value of digital asset payment infrastructure is not simply receiving a digital asset. It is creating a practical path between the customer's chosen payment method and the merchant's commercial settlement requirements.

Explore settlement

Settlement record

Payment reference
INV-2026-0781
Processing status
Complete
Settlement destination
Merchant settlement account
Settlement status
Per settlement agreement
Business reference
PO-44810

Illustrative example

Integrate digital asset payments into your payment environment.

FDP is being designed to support appropriate integration into merchant and enterprise workflows. Integration capabilities are subject to final technical implementation and product availability.

Discuss integration

Talk to our team about connecting digital asset payments to your systems.

Accept Payments

See how payment acceptance fits alongside digital asset payments.

Availability varies by product, jurisdiction, configuration and eligibility.

Make digital asset payments work like business payments.

Tell us about your payment requirements, settlement needs and integration environment.

Get startedContact our team