The Future of Digital Banking Starts Here
Where biometric trust, global finance, and next-generation AI converge into one seamless banking experience.
Key Capabilities
Biometric Precision
Access every account through fingerprint or DualFace authentication.
Biometric Precision
Access every account through fingerprint or DualFace authentication.
Instant Global Movement
Real-time settlement across borders.
Instant Global Movement
Real-time settlement across borders.
AI-Driven Security
Continuous monitoring and fraud prevention.
AI-Driven Security
Continuous monitoring and fraud prevention.
Integrated Wealth Ecosystem
Banking, investments, credit, and digital assets unified.
Integrated Wealth Ecosystem
Banking, investments, credit, and digital assets unified.
Why First Digital Banking Solutions?
Biometric Precision: Your identity becomes your secure key.
Global Digital Banking
First Digital Pay delivers a new era of borderless banking designed for individuals, professionals, and global enterprises.
Biometric Precision
Using our proprietary DualFace biometric card paired with advanced fingerprint and facial authentication, clients unlock accounts, authorize transactions, and access services with absolute certainty.
Real-Time Settlement
Our real-time settlement engine enables instant clearing, 24/7 transaction execution, and frictionless movement of funds whether domestic or international.
AI-Driven Security
Our AI-driven security stack monitors behavior, analyzes transaction patterns, detects anomalies, and neutralizes risks before they occur.
Exclusive Client Ecosystem
Our clients gain access to a secure ecosystem of entrepreneurs, investors, high-net-worth individuals, and institutions worldwide.
OUR SERVICES
As one of the largest scrap metal processors in Scotland, John Lawrie Metals support the full range of scrap producers - from the Energy Sector Majors right through to domestic householders, our service is tailored to meet the needs of our customers.
01.
Global Digital Banking
First Digital Pay delivers a new era of borderless banking designed for individuals, professionals, and global enterprises. Clients gain access to multi-currency accounts, seamless international transfers, and cross-border financial operations all secured by next-generation digital infrastructure. Our banking platform is engineered for reliability, speed, and global reach, allowing clients to transact and manage wealth effortlessly across continents.
02.
Biometric Precision
Identity becomes the foundation of trust.
Using our proprietary DualFace biometric card paired with advanced fingerprint and facial authentication, clients unlock accounts, authorize transactions, and access services with absolute certainty. No passwords, no PINs just the unparalleled accuracy and convenience of biometric identity.
Every interaction is secured by the individual, eliminating identity fraud and bringing true precision to digital banking.
03.
Real-Time Settlements
We eliminate delays in a world that moves in milliseconds.
Our real-time settlement engine enables instant clearing, 24/7 transaction execution, and frictionless movement of funds whether domestic or international. This infrastructure was built for founders, investors, traders, and institutions who cannot wait for traditional banking timeframes.
Every transfer is instantaneous, transparent, and securely verified.
04.
AI-Driven Security
Security isn’t an add-on it’s the intelligence that powers everything.
Our AI-driven security stack monitors behavior, analyzes transaction patterns, detects anomalies, and neutralizes risks before they occur. From logins to high-value transfers, every action is processed through a predictive risk model that adapts and evolves continuously.
This creates a banking environment where safety is autonomous, always active, and always learning.
05.
Exclusive Client Ecosystem
More than a bank First Digital Pay is a curated global network.
Our clients gain access to a secure ecosystem of entrepreneurs, investors, high-net-worth individuals, and institutions worldwide. Through exclusive financial products, special investment opportunities, priority banking access, and tailored concierge support, every client becomes part of a premium financial community.
We empower visionary clients with tools, intelligence, and opportunities designed for global impact.
Empowering the Future of Global Finance
Helping clients navigate a complex market by providing clarity, security, and simplicity.
Global Vision
Our clients gain:
- Compliant banking access across multiple jurisdictions.
- Instant multi-currency and crypto settlements through SHAKSETTLE®.
- Private biometric cards connected to exclusive merchant and investment networks.
- Unified access to digital identity, wealth, and enterprise ecosystems.
Trust Engineered Into Every Layer
With bank-grade encryption, match-on-card biometric verification, and AI fraud defense, your accounts are secured at the hardware level — not the password level.
With bank-grade encryption, match-on-card biometric verification, and AI fraud defense, your accounts are secured at the hardware level — not the password level.
Built for Visionaries, Powered by Trust
First Digital Pay is where innovation meets integrity.
We serve entrepreneurs, high-net-worth clients, and institutions that demand more from their financial systems — speed, privacy, and control without compromise.
Helping clients navigate a complex market by executing real estate solutions that ensure success.
The all-in-one platform for customer-facing AI agents across any channel. Launch and monitor your first agent in minutes
The all-in-one platform for customer-facing AI agents across any channel. Launch and
The all-in-one platform for customer-facing AI agents across any channel. Launch and
The all-in-one platform for customer-facing AI agents across any channel. Launch and
The all-in-one platform for customer-facing AI agents across any channel. Launch and
Advanced Banking Architecture
The all-in-one platform for customer-facing AI agents across any channel. Launch and monitor your first agent in minutes
The Cyberbank Core Platform
The Cyberbank Core Platform is the intelligent engine powering the entire First Digital Pay ecosystem.
It is a high performance banking foundation designed to support global accounts, real time settlement, multi currency operations, and biometric authentication at scale.
Built with institution grade resilience and cloud native agility, the core ensures that every transaction, ledger update, and identity check is executed with precision, speed, and uninterrupted reliability.
Digital Banking Experience Suite
Cyberbank Digital delivers a seamless and intuitive interface for clients across web, mobile, and institutional channels.
It brings every banking function into a single unified experience, allowing clients to manage accounts, execute transfers, view investments, authenticate with biometrics, and interact with support in real time.
The design is elegant, simple, and secure—ensuring that high value clients enjoy both ease of use and uncompromising protection.
Biometric Card Issuing Platform
Our Card Issuing Platform enables the creation and management of next generation payment cards, including the signature DualFace biometric card.
Each card is embedded with fingerprint sensors, encrypted identity chips, and dynamic transaction verification.
Whether used for personal banking, corporate spending, or global travel, the system ensures that only the rightful client can activate or authorize the card—eliminating fraud at the source.
Unified Payment Hub
The Payment Hub acts as the central routing layer for all domestic and cross border transactions.
It processes payments across multiple rails, including bank transfers, real time settlement channels, card schemes, and digital asset pathways.
Every payment is optimized for speed, compliance, and cost efficiency, giving clients a smooth and reliable transfer experience anywhere in the world.
Secured Credit with DualFace Access
Secured Credit with DualFace Access introduces a new standard for protected lending and global spending power.
Credit lines are unlocked through biometric verification, ensuring that only the verified client can draw, spend, or repay.
This creates a safer lending environment, reduces risk exposure, and empowers clients with flexible access to credit supported by identity based trust.
AI Powered Payment Risk Engine
The Payment Risk Platform is a real time intelligence layer that evaluates every transaction using advanced machine learning models.
It detects irregular behavior, identifies suspicious patterns, and applies adaptive decisioning before payments are finalized.
By merging biometric trust signals with predictive analytics, the platform delivers a highly secure and frictionless payment environment suitable for high value transactions and global financial operations.
Join our dynamic team of experts and help redefine how the world experiences digital finance.
In a world where finance, identity, and technology converge, First Digital Pay leads with a vision built on security, speed, and simplicity.
We’ve engineered a banking ecosystem where your fingerprint becomes your signature, your device becomes your vault, and your transactions move as fast as thought.
In a world where finance, identity, and technology converge, First Digital Pay leads with a vision built on security, speed, and simplicity.
We’ve engineered a banking ecosystem where your fingerprint becomes your signature, your device becomes your vault, and your transactions move as fast as thought.
The Power Behind Instant Global Transactions
Insight: About First Digital Pay
First Digital Pay is a global digital banking institution built on biometric authentication, AI intelligence, and high performance settlement technology. We serve individuals, enterprises, investors, and institutions who require absolute trust, borderless financial access, and real time transparency. Our mission is to engineer a banking environment where identity, intelligence, and innovation merge into a seamless financial experience. Everything we build is designed around precision, security, and the empowerment of global clients who shape the future of finance.
Key Advantages
FX Mirroring
Auto-aligns values across multiple currencies and asset classes.
Biometric Security
Auto-aligns values across multiple currencies and asset classes.
Institutional-Grade Trust
Auto-aligns values across multiple currencies and asset classes.
Programmable Compliance
Auto-aligns values across multiple currencies and asset classes.