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Why First Digital
Banking Solutions?

In a world where finance, identity, and technology converge, First Digital Pay leads with a vision built on security, speed, and simplicity.

We’ve engineered a banking ecosystem where your fingerprint becomes your signature, your device becomes your vault, and your transactions move as fast as thought.

Biometric Precision

Seamless account access across borders, currencies, and platforms — designed for the global citizen and modern enterprise.

Global Accessibility

Seamless account access across borders, currencies, and platforms — designed for the global citizen and modern enterprise.

Real-Time Settlements

Seamless account access across borders, currencies, and platforms — designed for the global citizen and modern enterprise.

AI-Driven Security

Seamless account access across borders, currencies, and platforms — designed for the global citizen and modern enterprise.

Exclusive Client Ecosystem

Seamless account access across borders, currencies, and platforms — designed for the global citizen and modern enterprise.

OUR SERVICES

As one of the largest scrap metal processors in Scotland, John Lawrie Metals support the full range of scrap producers - from the Energy Sector Majors right through to domestic householders, our service is tailored to meet the needs of our customers.

01.

Global Digital Banking

The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel.

02.

Biometric Precision

The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel.

03.

Real-Time Settlements

The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel.

04.

AI-Driven Security

The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel.

05.

Exclusive Client Ecosystem

The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel.

Empowering the Future of Global Finance

The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel. The all-in-one platform for customer-facing AI agents across any channel.

Global Vision

Our clients gain:

  • Compliant banking access across multiple jurisdictions.
  • Instant multi-currency and crypto settlements through SHAKSETTLE®.
  • Private biometric cards connected to exclusive merchant and investment networks.
  • Unified access to digital identity, wealth, and enterprise ecosystems.

Trust Engineered Into Every Layer

With bank-grade encryption, match-on-card biometric verification, and AI fraud defense, your accounts are secured at the hardware level — not the password level.

With bank-grade encryption, match-on-card biometric verification, and AI fraud defense, your accounts are secured at the hardware level — not the password level.

Built for Visionaries, Powered by Trust

First Digital Pay is where innovation meets integrity.

We serve entrepreneurs, high-net-worth clients, and institutions that demand more from their financial systems — speed, privacy, and control without compromise.

Helping clients navigate a complex market by executing real estate solutions that ensure success.

The all-in-one platform for customer-facing AI agents across any channel. Launch and monitor your first agent in minutes

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The all-in-one platform for customer-facing AI agents across any channel. Launch and

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The all-in-one platform for customer-facing AI agents across any channel. Launch and

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The all-in-one platform for customer-facing AI agents across any channel. Launch and

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The all-in-one platform for customer-facing AI agents across any channel. Launch and

Next-Gen Banking-Solutions

The all-in-one platform for customer-facing AI agents across any channel. Launch and monitor your first agent in minutes

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One platform, tailored experiences.

Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months. Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months.

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One platform, tailored experiences.

Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months. Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months.

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One platform, tailored experiences.

Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months. Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months.

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One platform, tailored experiences.

Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months. Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months.

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One platform, tailored experiences.

Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months. Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months.

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One platform, tailored experiences.

Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months. Whether your business is retail, SME, corporate or payments, Cyberbank can help you kick-start your digital banking transformation or startup project in as little as three months.

Join our dynamic team of experts and help redefine how the world experiences digital finance.

In a world where finance, identity, and technology converge, First Digital Pay leads with a vision built on security, speed, and simplicity.

We’ve engineered a banking ecosystem where your fingerprint becomes your signature, your device becomes your vault, and your transactions move as fast as thought.

In a world where finance, identity, and technology converge, First Digital Pay leads with a vision built on security, speed, and simplicity.

We’ve engineered a banking ecosystem where your fingerprint becomes your signature, your device becomes your vault, and your transactions move as fast as thought.

The Power Behind Instant Global Transactions

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Insight: About SHAKSETTLE®

SHAKSETTLE® is the advanced settlement backbone that powers First Digital Pay’s real-time global transfers. Built for the modern economy, it enables instant, secure, and compliant transactions across fiat, crypto, and central bank digital currencies (CBDCs) — all in one unified framework.

Through deep integration with our biometric and AI infrastructure, SHAKSETTLE® ensures every transaction is authenticated, verified, and mirrored in real time — eliminating delays, reducing FX risk, and ensuring regulatory compliance across borders.

Key Advantages

FX Mirroring

Auto-aligns values across multiple currencies and asset classes.

Biometric Security

Auto-aligns values across multiple currencies and asset classes.

Institutional-Grade Trust

Auto-aligns values across multiple currencies and asset classes.

Programmable Compliance

Auto-aligns values across multiple currencies and asset classes.